NBFC Registration Fees and Costs: A Complete Overview

Starting a non-banking financial company (NBFC) in India is a significant investment. Before initiating the NBFC registration process, it is essential to have an understanding of the fees and costs involved. In this blog post, we will provide a complete overview of the NBFC registration fees and costs.

Application Fee

The first fee involved in NBFC registration is the application fee. This fee varies depending on the type of NBFC registration you are seeking. For example, the application fee for NBFC-Loan Company registration is INR 5,000, while the application fee for NBFC-Microfinance Institution registration is INR 10,000.

Processing Fee

After submitting the NBFC registration application, you need to pay a processing fee. This fee is charged by the Reserve Bank of India (RBI) for processing the NBFC registration application. The processing fee for NBFC registration is INR 25,000.

Other Fees

Apart from the application and processing fees, there are other fees and costs involved in NBFC registration. Some of these fees include:

  • Legal fees
  • Consultancy fees
  • Stamp duty
  • Company registration fees
  • Office rental fees
  • Infrastructure costs

Ongoing Compliance Costs

After successfully registering your NBFC, there are ongoing compliance costs that you need to bear. These include fees for regulatory reporting, filing of annual returns, and other legal and regulatory requirements.


NBFC registration is a significant investment that involves various fees and costs. It is essential to have a complete understanding of these fees and costs before initiating the NBFC registration process. Ensure that you have a detailed budget and plan in place before starting the registration process to avoid any surprises or unexpected costs.

In conclusion, by understanding the NBFC registration fees and costs, you can make an informed decision about whether or not to pursue NBFC registration. Make sure to factor in all the costs involved before making your final decision.